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SEDDK / EIOPAGDPR / KVKKIFRS 17EU AI Act Article 6

Seat-free agency operations and automated reconciliation backbone for insurance & reinsurance

We unite thousands of agencies, brokers, and adjusters on a zero-seat-license B2B portal while automating claims document processing and IFRS 17 premium-commission reconciliation.

INDUSTRY BOTTLENECK & TARGET ARCHITECTURE

From per-seat licensing bloat to autonomous policy and claims velocity

Operational Bottleneck

Ingesting policy endorsements, claims dossiers, and reinsurance bordereaux across hundreds of agencies and bancassurance partners in inconsistent formats causes commission leakage and slow claims settlement.

ACHORD Target Architecture

We engineer seat-free agency portals, on-premise document intelligence (OCR/RAG) pipelines, and automated IFRS 17 reconciliation engines for deterministic end-to-end policy and claims execution.

99.98%

Policy, Premium & Commission Reconciliation Accuracy

45 Sec

Automated Claims & Endorsement Document Processing

Zero

Per-Seat Agency Licensing Overhead

INDUSTRY ARCHITECTURAL CAPABILITIES

Four core architectural capabilities for this industry

Seat-Free B2B Agency & Broker Portal

100% insurer-owned web platform enabling unlimited agencies and adjusters to quote, bind, and manage claims without per-user fees.

On-Premise Claims Document Intelligence (OCR / RAG)

Private document extraction pipeline parsing adjuster reports, medical invoices, and policy riders in seconds with zero cloud egress.

Automated Premium & Reinsurance Reconciliation

Real-time financial matching engine reconciling agency collections, commission statements, and reinsurance bordereaux against core ledgers.

IFRS 17 & Statutory Reporting Data Layer

Unified actuarial and financial data warehouse consolidating policy cohorts, cash flows, and risk adjustments.

REFERENCE ARCHITECTURE STACK

Technology stack operating seamlessly with your enterprise systems and infrastructure

Unified Agency PWA Portal
On-Premise OCR & RAG
IFRS 17 Data Layer
Zero-Trust RBAC
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* Performance metrics, VRO projections, and regulatory frameworks presented on this page represent target engineering benchmarks derived from reference architecture models. ACHORD provides technical architecture and engineering services; ultimate statutory compliance rests with the client institution.